We work together with our clients to implement, review and modify these strategies. We do this by guiding and supporting our clients all to ensure specific goals are being met to achieve their overall purpose in life. We are passionate about offering the best financial services and helping those who want to succeed.
We can assist with the following:
BUDGET AND CASHFLOW MANAGEMENT
Even if you think you are doing everything right, there are always ways to manage your money better and save more. We have the tools and experience to help you budget better.
INVESTMENT MANAGEMENT
Knowing where and how to invest is only part of the equation. Being committed to a plan, making smart choices and receiving expert advice are paramount to financial success. We can deliver financial success and peace of mind by providing you with personalised strategies.
ASSET ALLOCATION
Asset allocation helps investors reduce risk through diversification. At Joseph Loman we know that balancing risk and reward by apportioning a portfolio's assets according to an individual's goals are key. Selecting the right asset allocation ensures that a portfolio is ideally positioned to reach those goals.
SUPERANNUATION & RETIREMENT PLANNINNG
Retirement is the time to reap the rewards of working hard throughout your life. Whether it is travelling, building your dream home or spoiling your grandchildren, you don’t want to have to worry about your finances! It’s never too early to start planning your retirement especially if you’d like to retire early.
ESTATE PLANNING AND ASSET PROTECTION
It’s incredibly sad when someone’s wishes are not carried out simply because they don’t have the proper structures and documents in place. As a family-orientated business, Joseph Loman understands that you will want to provide for your children and family. You will also want to protect your wealth in a tax effective way!
TAX PLANNING
Tax planning is the process of systematically dealing with your taxes. You have the right to organise your assets and investments to minimise your tax implication. At Joseph Loman we understand that the basic difference between tax planning and tax management is that tax planning stresses on reducing the tax liability, tax management is all about minimizing the taxes.